Expert Tailored Mortgage Advice To Suit Your Needs
Whether you are looking to take your first step on the property ladder or remortgage a house you already own, turn to our mortgage brokers for advice. At Rivergate Finance, we understand just how confusing it can be trying to find the right mortgage. Searching all of the major lenders, we will find the best deal for you.
Remortgaging need not be a hassle - let Rivergate Finance search the whole of the market to find the best deal that suits your needs. We will deal with the lender on your behalf and keep you updated along the way, as well as seeing your mortgage through to completion as quickly as possible.
Remortgaging involves changing your mortgage provider or raising additional funds on a property you already own. You might consider remortgaging when;
• Your Current Mortgage Deal Is about to End
• You Want a Better Rate
• You’re Worried about Interest Rate Changes
• You Want to Change Mortgage Type
• You Want to Borrow More
• Your Own Circumstances Have Changed
• Your Home’s Value Has Increased
If you have bad or poor credit, we want to help you! You may think that, due to your poor or bad credit, there are no options available to you, or you may have been declined by another lender, but the team at Rivergate Finance is on hand to help. During a consultation, we will discuss all your options with you and provide free, no-obligation advice. We have access to specialist lenders who could have the solution to your situation, even if you have, or have had:
• Defaults
• CCJs
• Mortgage Arrears
• Debt Management Plans
• IVA/Trust Deeds
Prospective buyers who are looking to purchase a property that they plan to lease out to a tenant will need to apply for a buy-to-let mortgage. Finding the right buy-to-let mortgage deal can help to ensure you see a good return on your investment. The buy-to-let mortgage market is quite competitive, so let Rivergate Finance find a great deal that suits your needs and maximises your return. You may wish to review your existing buy-to-let mortgage because:
• Your Current Mortgage Deal Is about to End
• You Want a Better Rate
• You’re Worried about Interest Rate Changes
• You Want to Borrow More
• Your Property’s Value Has Increased
Typically, you’ll need a 25% deposit to purchase a buy-to-let property, and most lenders require the rental income to be at least 125% of the mortgage repayments.
Home Movers
Rivergate Finance believes that moving home is the perfect opportunity to look for a better mortgage deal. It can also be a very stressful experience, so let our knowledgeable team search the whole of the market to ensure you are getting an excellent deal that meets your needs. We will deal with the lender on your behalf and keep you updated along the way, as well as seeing your mortgage through to completion as quickly as possible.
First-Time Buyers
Buying your first home can be a daunting experience, but Rivergate Finance is here to take you through the entire process. Our helpful team will guide you with each step, helping you get the best deal and turning your homeownership dreams into a reality. You can rely on us to make the process as stress free and as easy possible for you.